Have you had a Payday Loan?

Payday lenders have left millions of people in financial difficulty.

Refund You can help you claim against unfair and irresponsible short-term lending.

Don't delay
Start your claim TODAY!

You may be able to claim against unfair and irresponsible lending

Refund You offer an efficient and pain-free service to reclaim the money you deserve.

Millions are being refunded to UK consumers.

Claim your Refund!

Don't delay
Start your claim TODAY!

About Refund You

Refund You are committed to winning compensation claims against payday loan companies who have misled or acted inappropriately towards their clients leading to those customers experiencing further financial problems.

Our team of experts in this field will ensure you have the best possible chance of winning your claim. What’s more, it’s so easy for you to claim, our dedicated, trained staff will help you every step of the way, without stress or hassle.

Can You Claim?

What You Need To Know

The Financial Conduct Authority (FCA) have now forced the payday lenders to increase their affordability checks and cap their charges. Meaning that:

Default loan charges are now capped at £15 while interest is capped at 0.8% per day of the full loan amount.

The total amount payable has been capped at 100% of the loan amount, for example, if you took out a payday loan of £100, the maximum you have to pay back is £200.

Payday loans were meant to offer clients access to quick and “easy” cash on a short-term basis with a huge margin return and ridiculously high APR’s.

Before January 2015, many payday loan companies did not have to limit the interest rates it charged customers. We are disgusted to report some as much as 7000% interest.

We feel the Payday lender(s) should have a duty of care for the care and consideration towards their clients therefore they should have carried out more thorough checks to confirm that their loan is affordable and the client can in fact pay this back.

We understand these loans were highly attractive as they guaranteed quick money and seemed ideal for emergency situations but what distress have they caused?

We know many payday loan providers did not effectively follow the checks required, meaning some clients built up vast amounts of unmanageable debt causing huge stress and personal issues.

If you have ever taken out a payday loan then you too could be entitled to compensation.

Millions of Payday loans were mis-sold